Once you receive your mycreditreport, you can call the credit reporting agency to help you read and understand it.
How much will a copy of mycreditreport cost if I get it myself?
Unless you are entitled to a free copy, it will cost North Carolina residents $8.00 for each credit report.
You can get a free copy of your report from any one of the three major agencies if you request it within 60 days of being denied credit, insurance, a job or rental opportunity because of information contained in that agency’s credit report on you.
One of the companies, TRW, will send you one free credit report a year, or anytime within 60 days of a creditor’s inquiry, if you request it. A form you could use to request a complementary TRW report is attached.
